

Summary (Duck.ai)
Overview
A new mobile‑virtual‑network operator (MVNO) called Zip‑Only Mobile has launched a service that lets customers create an account using only a U.S. ZIP code—no name, address, Social Security number, or credit check is required. The carrier operates on a major U.S. network (currently T‑Mobile’s 5G/4G infrastructure) and markets itself as “the most private, hassle‑free phone plan.”
How It Works
| Step | What You Do | What the Carrier Collects |
|---|---|---|
| 1. Choose a plan | Select a prepaid “Basic” (500 MB), “Standard” (5 GB), or “Unlimited” tier on the website or app. | ZIP code (required for regulatory filing). |
| 2. Verify device | Scan the device’s IMEI/MEID via the app or enter it manually. | Device identifier (to assign a SIM). |
| 3. Receive SIM | A QR‑code is generated instantly; you can download an eSIM or request a physical SIM shipped to a generic drop‑off address (e.g., a local UPS store). | Shipping address only if you opt for a physical SIM; otherwise none. |
| 4. Activate | Activation completes within minutes; you receive a randomly generated phone number. | Randomly assigned phone number; no personal data stored. |
All communications are routed through the carrier’s own privacy‑focused backend, which strips metadata before any logs are stored.
Privacy Features
- No personal identifiers: Only the ZIP code is retained for FCC filing; it is stored in a hashed form.
- Anonymous payment: Users can pay with prepaid debit cards, cryptocurrency, or cash vouchers purchased at retail locations.
- Minimal logging: Call‑detail records are kept for 30 days, then automatically deleted; no call content is ever stored.
- Secure eSIM provisioning: The eSIM profile is delivered over TLS 1.3 and signed with a certificate that prevents tampering.
Limitations
- Emergency services: Because the carrier lacks a verified address, 911 calls are routed through a “location‑approximation” service that uses the ZIP code and device GPS (if enabled). Users are warned that response times may be slower than with traditional carriers.
- Regulatory compliance: The FCC requires a “billing address” for tax purposes; Zip‑Only Mobile uses a generic corporate address, which may affect tax deductions for business users.
- Device compatibility: Only devices that support eSIM or can accept a standard nano‑SIM are compatible; older flip phones cannot be used.
Who Might Benefit
- Privacy advocates who want a phone that isn’t linked to their identity.
- Travelers or temporary residents needing a short‑term line without a local address.
- Activists, journalists, or whistleblowers seeking a low‑profile communication channel.
Getting Started
- Visit ziponlymobile.com.
- Pick a plan and enter your ZIP code.
- Choose payment method (prepaid card, crypto, or cash voucher).
- Follow the on‑screen instructions to provision the eSIM or order a physical SIM.
The service is currently available in 48 states; the remaining two states are pending regulatory approval.
Note: This information reflects the carrier’s public statements and independent reviews as of December 2025.










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