There are usually two factors that can cause auto insurance rates to change:

1. Something happened to you personally that caused your rates to change. Like if you were in an accident (and especially if you were deemed at fault), or if you’re vehicle changed in some way. There are other factors too, but those are probably the most common ones.
2. Your zip code was reassessed and is now deemed to be more or less risky from an insurance perspective. This decision is separated from your personal actions, but it can still have an impact on your individual rates. And there’s no really transparency on how or why the insurance company comes to a conclusion on this aspect. Which sucks.

My guess is the second factor is thinking into play for you and your rates.

Just like they were ready to fully conquer Ukraine, fight?

Damn. Poor Trump. First he had to deal with a rift with his new (former) bestie Musk when everyone started saying Elon was the real power behind the throne. And now his two original besties have iced him out.