These are my most recent monthly State Farm vehicle insurance payments, from most recent ($114.35) to sometime back in 2021 ($69.32). I have no control over how much or little they decide to take out of my bank account every month. I noticed it steadily going up over the months until suddenly my December payment DECREASED by $16.75. I really don’t feel like contacting my insurance company with this trifling question but I am curious what affects their fluctuating prices.
$114.35 (December 2025) $131.10 (November 2025) $131.10 $131.10 $131.10 $131.10 $131.10 $122.45 $122.45 $122.45 $122.45 $122.45 $122.45 $121.87 $121.87 $121.87 $121.87 $121.87 $121.87 $100.89 $100.89 $100.89 $100.89 $100.89 $100.89 $95.40 $84.24 $83.56 $83.56 $69.32 (January 2021)
Okay I know Trump is a sebaceous cyst on Earth’s asshole but this is an entirely different matter. I’m wondering why my insurance went DOWN after starting ridiculously low then steadily climbing.
Your vehicle is also getting older and cheaper to insure. You may also have had something fall of your driving record.
or they hopped an age bracket. your insurance goes down once you hit 35-40.
someone needs to tell that to my insurance company
Do vehicles cost less to insure when they get older? Somehow I thought it would be the other way around.
And I’ve never had any insurance claims or traffic violations on my driving record ever whatsoever ✨ 😁
Your car’s replacement value goes down with age, that’s one of the bigger factors determining how much your insurance costs.